Fintech companies in the Middle East region are growing continuously, thus gaining a balancing power when dealing with their material suppliers. Nonetheless, the correlation with international markets helps forecasting the needs and expected changes of fintech companies. In practice, tech startups, and in particular, fintech companies, have been inconsistent with the principles that they adopt in their contracts with material providers. These principles have direct impact on finances, revenue recognition, governance and other material areas that make those fintech companies exposed to higher risks, which in turn impact valuation, insurability and ease of doing business.